The Shaky Stockmarket

I'm sure you have been following the ups and downs of the market recently.  There is an old adage that what goes up must come down.  This was certainly the case when the Dow Jones average went from 19,000 to 26,000 in a year.  Some correction was bound to happen.  For younger people it really is a non-issue.  The time horizon is long and over time it will continue to rise. 

If you are 55+ you have some reasons to be concerned.  Your time horizon is much shorter if you want to retire at 65.  This is where annuities come in.  They are specifically designed to protect your money while allowing for growth.  It's crucial not have a large percentage of your assets in stocks as you get older. The risk of a market downturn is simply too great. 

New generations of annuities used indexes from the stock market to determine the return.  Essentially, you can get tangential market participation while maintaining the security of your principal.  They are designed to take the fear of a down market away and help you sleep easy when everyone else is panicking.  We have experts who can explain the benefits of annuities and how they work.  They offer a number of advantages over CD's and pay a more competitive interest rate as well.